Why Roofers Need to Be Properly Insured and Bonded

When you need to hire Centennial roofing specialists, some of the most important details you need to consider are whether they have the right certifications and if they comply with legal requirements, as this can save you from a lot of stress and many unpleasant surprises in the future.

Repairing or replacing your roof can be quite expensive. That is why details such as insurance and bondage are very important. Basically, there are two types of insurance that roofers should have: workers’ compensation insurance and liability insurance. While workers’ compensation insurance covers medical bills in case there are injuries on the job site, liability insurance covers any kind of damage that was done to your property during the roofing project.

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To be bonded means that the company returns your money in case it fails to provide the roofing services you were supposed to receive. So a roofing company should not only be insured, but also bonded.

Bonding is meant to offer protection also in case a roofer fails to pay for permits or to fulfill other types of financial obligations. Contractors should have a bond number and certification, in order to confirm the fact that they are correctly bonded.