If you ask your insurer when you buy homeowners insurance from them, they will likely tell you that the insurance policy will cover just about any type of storm damage. That includes damage caused by strong winds, trees falling on your house, flooding and yes, even hail. So if you have a basic homeowners insurance, you are technically covered and you have nothing to worry about… Right?

Unfortunately, it’s not always that simple. Although your broker might have told you that storm damage is all but covered, there are many unique cases in which the insurance company will try to either downplay the damage, claim that there’s no evidence to support your claims, or find legal loopholes to minimize the amount they pay. Some also have aggressive tactics to make sure their clients settle early for a smaller amount than their compensation should include.

These issues can be countered by presenting the right evidence. Photographic and video evidence is your best friend, as are dependable Centennial roofers who can evaluate the hail damage and provide their expert advise on how much should be invested into the repair work. Once you also hire a dependable insurance adjuster to help you with your claim, you’ll make a lot of headway with the claims process and often be able to influence your insurer to pay the right amount.